Calculate the premium you're paying over spot price for bullion products
Melt Value
$2,650.00
Premium ($)
Premium (%)
| Product Type | Gold | Silver |
|---|---|---|
| Large Bars (100oz+) | 0.5% - 2% | 1% - 3% |
| Small Bars (1-10oz) | 2% - 5% | 3% - 8% |
| Government Coins | 3% - 6% | 8% - 15% |
| Rounds | 2% - 4% | 4% - 8% |
| Fractional Coins | 5% - 12% | 10% - 20% |
Note: Premiums vary based on dealer, quantity, and market conditions.
The premium is the amount you pay above the spot price for physical bullion. It covers the dealer's costs for minting, handling, storage, and profit margin.
Lower premiums mean more gold or silver for your dollar, but don't sacrifice quality or reliability just to save a few dollars. Established dealers with good reputations are worth paying a small premium for.